Thought of the Day

Keeping our motives honest

Motives are important in dealing with other people. If we’re frank with someone and that person gets upset, we might think he or she just can’t handle our directness, our honesty. But “honesty” without love is more like brutal frankness. If we want to be confrontational, we have to put up with the consequences.

But what is the real reason for being confrontational (“honest”), for pointing out others’ flaws? Are we perhaps afraid that our own flaws will be discovered? Are we protecting ourselves by focusing attention on others?

Are my motives always honest?

Higher Power, help me see where my motives are selfish or mean or petty, so that I stay honest in my program. 

Realty Times – Homeownership’s Amazing Benefits

Homeownership’s Amazing Benefits

by Carla Hill

Homeownership brings with it a host of amazing benefits. It’s the American Dream for good reason. From health to wealth, it stands out as a great long-term investment, and that’s why 67 percent of American households are owner-occupied.

The National Association of Realtors (NAR) knows a little something about how homeownership affects American lives. And that’s why they are getting the word out about why you should be a homeowner. According to NAR:

 
• Homeowners are happier and healthier and enjoy a greater feeling of control over their lives. 
• Homeowners pay 80% to 90% of federal income taxes, contributing to federal programs that benefit all Americans. 
• Most homeowners enjoy stable housing costs—a fixed rate mortgage payment might not change for 15 or 30 years while rent typically increases 3% a year. 
• Children of homeowners … are more likely to participate in organized activities and spend less time in front of the television. 
• People who own their own homes … volunteer more and contribute more to their neighborhoods. 
• Home owners do not move as frequently as renters, providing more neighborhood stability. In turn, this stability helps reduce crime and supports neighborhood upkeep. Children of home owners do better in school, stay in school longer …

Many economists have been touting a jobs recovery as the key to the housing recovery, but perhaps it is the other way around.

Recent indicates that housing makes up more than 15 percent of our Gross Domestic, and for every home purchased, up to $60,000 is pushed into the economy over time in improvements and furniture.

Additionally, each home sale touches 80 different occupations!

According to the NAR, “America needs jobs. Housing creates jobs. That’s one of the many reasons home ownership matters to people, to communities, to America. Strong federal government support of home ownership equals strong support for American jobs. We urge the Obama Administration and the U.S. Congress—as they debate the new federal budget and reform proposals for the nation’s mortgage finance system—to continue federal support for home ownership.”